Deciding where to start and making the first step toward reducing your credit card debt can seem overwhelming. Follow our step-by-step guide to paying off your balances.

Are you looking for a credit card for your small business? Read our quick guide to the five things you should check before applying.

Most cards now offer a balance transfer deal to entice customers to switch from other cards, but are they a good idea, or are the long term costs too great?

Most credit cards now come with the option of consumer credit insurance, which will cover your repayments if you become unemployed or disabled. But is it worth it?

With many cards offering travel insurance, transit accident cover, purchase security and extended warranty protection, we ask the question: is included insurance any good?

Have you ever been late with a credit card payment? How about overdrawn your account or exceeded your credit card limit? If so, you'll know these simple mistakes can cost you as much as $50 in penalty fees.

Which bank are you with? Is it the same bank you were with as a child? We look at the effects of brand imprinting on adult consumer credit behaviours.

Psychologists suggest credit card spending shares similar characteristics to cocaine or heroin abuse. Are you addicted to credit?

Our simple guide explains the fees you may be charged on your credit card, how much you'll pay and how to avoid them.

Read our guide on your rights and responsibilities before agreeing to act as a guarantor on a credit card or loan.

What is credit card fraud? We examine the major categories of fraud and suggest ways you can prevent it from happening to you.

If you need to access your money overseas, consider a cash passport. Our guide explains what cash passports are, how they work and why every traveller should have one.

Are you reluctant to use your credit card? Our team gives you ten reasons why your credit card is better than cash.

Let us do the hard work for you. We've compared twenty two Australian reward programs and ranked them by their value for shopping, cash and flights.

If you've used your credit card to pay for goods you haven't received, is it possible to get a refund from your bank rather than the merchant? Kleenmaid certainly think so.

Think using your credit card online is risky? You’re actually more likely to be the victim of fraud when using your card at a store or by not discarding your statements correctly. Follow these simple tips to protect yourself.

Sometimes it is possible to beat the system. Our guide explains what 'stoozing' is and how you can use it to make money on your credit card.

Confused about card types? Our simple guide will explain the differences between a credit card, debit card and charge card.

Everything you need to know about using your credit card overseas. How much will it cost? Is it secure? Will it be accepted? What's the best card for the job?

What's the difference? Our guide tells you everything you need to know about the major payment systems.

With features such as interest free days and $0 annual fees, our team investigates whether it's possible to have a credit card which doesn't cost you a cent.

If you're looking for ways to tighten your belt follow these simple tips to begin saving money on your credit card immediately.