The David Jones American Express is better than the Myer Visa, but that's not saying much. The rewards program is narrow and interest rate is too high.

The American Express Platinum MoneyBack does exactly as it promises - gives you money back from your purchases. While the earn rate isn't high, it should be more than enough to recoup the annual fee.

The American Express Gold Ascent is perfect for people who pay their balance in full each month. As long as you use it correctly, you'll never pay a cent in fees or interest and you'll be amassing free reward points.

The ideal credit card for businesses that are not sufficiently accelerated...

Every traveller should consider the American Express Qantas Ultimate, if not for the rewards program, then for the travel inconvenience insurance and complimentary international travel insurance.

There are small African nations with a GDP less than the annual fee of this card. But if you can move past that, it offers an excellent range of features.

American Express continue to set the bar for travel features in credit cards with the American Express Platinum, however the very high annual fee will be a deterrent for many.

The American Express Qantas Premium has almost every imaginable travel feature. If you're going overseas and are looking for a credit card, this may be a cheaper option than purchasing travel insurance separately.

What's the difference? Our guide tells you everything you need to know about the major payment systems.

The American Express Blue Sky Credit Card has the potential to earn you points in a great rewards program while not costing you a cent.