The Low Rate may be the business credit card for you if you'll spend more than $20,000 each year and don't want a rewards program. Otherwise, the Business One Rewards offers better value.

The inclusion of an interest free period more than compensates for the moderately increased interest rate, but the card is let down by the high per-card annual fee.

Are you looking for a credit card for your small business? Read our quick guide to the five things you should check before applying.

Commonwealth have created a business credit card with a truly low rate, without over-compensating the annual fee. It's just a pity it doesn't have an interest free period.

The 0.5% cash back offer on the ANZ Business One Cash Rewards makes it easy to calculate whether this card is a smart financial decision for your business.

The ANZ Business One has a good purchase rate, but it's let down by the lack of an interest free period, a high annual fee and prohibitive per-card costs.

The ideal credit card for businesses that are not sufficiently accelerated...

The Citibusiness Gold is a solid card with an above-average rewards program that's sure to be popular with many small business owners.