We've all seen the 'minimum credit card purchase $10' signs plastered in stores, but are merchants permitted to refuse credit card payment on a small purchase?

Remember the Virgin credit card? It was released in Australia to much fanfare back in 2003, amid claims it would 'shape-up' the local credit card market.

Credit card balances have fallen for the first time since records began 14 years ago, according to central bank figures.

Using your credit card at certain stores can affect your credit rating. We find out how 'financial profiling' or 'behavioural scoring' works and whether it's legal.

Most credit cards now come with the option of consumer credit insurance, which will cover your repayments if you become unemployed or disabled. But is it worth it?

Confused about card types? Our simple guide will explain the differences between a credit card, debit card and charge card.

Think your credit card is bad? How about a card with a $53 credit limit which charges you every time you make a payment?

Ever wondered what your credit rating is and how it is calculated? Been refused credit? Our guide will tell you all you need to know, including how to obtain a copy of your credit history and improve your credit rating.