After yet another 'why haven't credit card rates come down' article in the news, we explain why credit card rates remain high, even after RBA cuts.

The inclusion of an interest free period more than compensates for the moderately increased interest rate, but the card is let down by the high per-card annual fee.

If you're looking for a balance transfer deal, look no further than the St George Vertigo MasterCard, which won Money Magazine's Best Balance Transfer for 2009.

The Aussie MasterCard is one of the cheapest credit cards we've found. If you're paying more than 12.29% interest, you are now officially paying too much.

With features such as interest free days and $0 annual fees, our team investigates whether it's possible to have a credit card which doesn't cost you a cent.

The sixth consecutive drop in interest rates begs the question: why haven't credit card rates come down?

The BankWest Lite MasterCard is so good, everyone with an existing card should give serious consideration to swapping.

If you're looking for ways to tighten your belt follow these simple tips to begin saving money on your credit card immediately.

Tumble down the rabbit hole to a land where the platinum card has a lower interest rate than the basic model.

The Citibank Clear Platinum is a very good mid-range card, offering some great services for a very low price. Just make sure you never accidently get cash out.

The ANZ Low Rate Mastercard is a great card for students, young people getting their first credit card or anyone looking for a great balance transfer deal.

Our team exposes some of the credit card tricks used by financial institutions, including all those hidden fees, balance transfers and tricky ways to calculate interest.