The Commonwealth Student Card is a good card, but the credit limit is too low and it doesn't include any travel features.

The Westpac Student Visa offers a low annual fee and 55 days interest free, but the very low credit limits make it almost pointless.

The Commonwealth Low Rate is simple, but without compromising on the features that matter. It's a tick in every box for students, the budget-conscious and those looking for their first credit card.

The Aussie MasterCard is one of the cheapest credit cards we've found. If you're paying more than 12.99% interest, you are now officially paying too much.

The BankWest Lite MasterCard is so good, everyone with an existing card should give serious consideration to swapping.

Follow our guide to maximize your chance of successfully applying for a student credit card.

The ANZ Low Rate Mastercard is a great card for students, young people getting their first credit card or anyone looking for a great balance transfer deal.

There's not much you can say about the ANZ First. It's an entry level card - great as a (gasp!) first credit card, for students or young people just entering paid work. But for everyone else, there's probably a more suitable card out there.