The HSBC Classic is really only 'classic' in the sense of a good joke. As in, 'Remember how funny that HSBC credit card was with its ridiculous interest rate and poor features? That was classic'.

Swiping your credit card could be a thing of the past, with new RFID technology in the Visa payWave. This new system will allow you to simply wave your card near the cashier and you're done.

The SGE Gold Solutions Visa is a good mid-range card and one of the few from a credit union which offers a rewards program. Just a few minor annoyances hold it back...

When you're the head of a credit card company which likes to boast their security credentials, how much pressure is there to be security conscious? Not enough apparently...

The HSBC Credit Card (formerly the HSBC Low Rate Visa) may be less ironic after its re-branding, but it's still uncompetitive. The interest rate is too high and the features too low.

The Myer Visa is a mix of a low-end annual fee, mid-range rewards program and high-end interest rate. You'll need to be a regular Myer customer to get real value from it.

The NAB Visa Mini is a good card with a solid range of features and a good cash back offer, but you'll probably find yourself using the normal-sized companion card more often.

What's the difference? Our guide tells you everything you need to know about the major payment systems.

ANZ Balance Visa is a good all-round card, offering a unique cashback rewards program and a low interest rate on purchases. Like many cards, the cash rate is high, but the card generally stacks up very well against its competition.