The Westpac Low Rate may be one of the better Big Four credit cards, but it still lags distantly behind the Bankwest Lite MasterCard and other less expensive cards from small banks and credit unions.

The Westpac 55 Day Platinum is the same as the Westpac 55 Day Gold: they've have just hiked up the annual fee, slapped on a concierge service and given it a new coat of paint.

The Westpac 55 Day Gold is surprisingly good. It combines a generous interest free period and low annual fee with travel insurance and a good range of features.

The Westpac Earth Platinum offers incremental improvements on existing features, but nothing new. Unless you're planning overseas trips longer than 3 months, the Earth Gold is better value.

While the absence of travel inconvenience cover and the short interest free period are disappointing, this is still a great travel card. Still, for most people, the Gold will offer better value.

The Westpac Earth Gold comes with travel insurance, which means that unlike the standard Earth, Westpac can call it a travel credit card and keep a straight face.

The Westpac 55 Day is a OK entry level card with a long interest free period and low annual fee, but it's let down by a disproportionate interest rate.

The range of features offered on the Westpac No Annual fee could be written on the back of said card...in very large writing.

The Westpac Altitude Gold comes close to being the ideal travel credit card, with travel insurance, transit accident cover, dual cards and a great flights-based rewards program.

While Westpac do their best to convince you otherwise, the Westpac Earth has nothing to do with environmentalism, but it's still an OK mid-range card.

In many ways, the Westpac Singapore Airlines Gold is better value than the Platinum. It offers similar features for half the annual fee.

The Westpac Singapore Airlines Platinum is a good card, but not brilliant. It offers a great rewards program, but you'll pay for it in the long run.

If you’re considering buying a new Holden, Saab or Hummer in the next few years, the GM Holden MasterCard could save you thousands.

The Westpac Altitude offers an impressive earn rate toward a great rewards program, which was awarded second place in the Money Magazine Bank Best Reward Credit Card category.

The Westpac Student Visa offers a low annual fee and 55 days interest free, but the very low credit limits make it almost pointless.