Credit card annual fee

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Hi, I recently applied a Citibank clear platinum visa card and got the card a few days ago but have not activated yet. Today I received a statement saying annual fee has been charged, just wondering can the bank charge annual fee even the card is inactive? Thx a lot Roy
Hi Roy,

As far as I'm aware, the bank is entitled to charge the annual fee. 'Activating' the card is really more of a security feature designed to prevent dumpster diving.

I hope that helps.

Cameron
Thanks Cameron, appreciate your time

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